MINI Income Protection

Cover that means losing your income doesn't risk affecting your lifestyle.*

You hope it will never happen. But what if your income suddenly stopped following redundancy, an accident or being diagnosed with a critical illness? Could you still manage financially?

MINI Income Protection is here to help. With our cover, you enjoy flexible support that means tough times don't lead to financial disasters.

Benefits of MINI Income Protection

• MINI Income Protection gives you control over the type of cover you require, meaning it's fitted around what you need.
• You can select Accident and Sickness, and Unemployment cover to provide up to 12 monthly payments of the benefit you select.
• You can also include Critical Illness cover to provide a lump sum benefit to the level of cover you choose.
• Each type of cover is available individually or in combination with others.
• You can take out Accident and Sickness and Unemployment cover in £100 monthly increments, from £100 to £2,500. Total benefit cannot exceed £2,500 or 60% of your monthly gross income, whichever is the lower.
• Critical Illness cover can be purchased in £5,000 increments, from a minimum of £15,000 up to a maximum of £100,000, meaning you can tailor the cover to your needs.
• The cover you choose will be personal to you, rather than your MINI, and can stay in place even if you are no longer a MINI owner.
• If you choose monthly cover you can change the cover or the amount of benefit with 30 days notice**. If you choose annual cover you can only change the cover or the amount of benefit every 12 months**.
• You can pay for your policy monthly or annually, whichever you prefer.

* Benefit is calculated on a daily basis and paid in arrears at 30 day intervals for up to 12 payments.
** Conditions will apply to any increase in benefit or changes in cover. For further information please call MINI Protect Services on 0845 641 9733.

We can help you enjoy cover that means you’re ready for whatever life throws your way.

To obtain a quotation, simply click on the link below and use the quote reference number provided by your MINI dealer. If you don not have a quote reference number, please contact your local MINI dealer for more information.

Get an online quotation

Alternatively you can call MINI Protect Services on 0845 641 9733 for further information or to purchase your policy by telephone. MINI Protect Services lines are open Monday to Friday 9am-6pm.